2016 Flood Agent/Company Locator
To post your information to let your policyholders and those in the
industry know where you are click here. If you are in need of
assistance, please let us know here as well.
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Emergency Rule 27 Updated

Emergency Rule 27, which allows some protection and flexibility for policyholders affected by the recent flooding, has been revised to accurately reflect the parishes included in the federal disaster declaration. To view the updated Emergency Rule, please click here.

Communications Central

Disaster Relief Center — This resource that can be found on the front page of our website — it provides many links that may be helpful to you during this time. If you're looking for something, check here for it. Also, if we're missing anything that should be included here, please pass that on so we can make sure to get it posted.

We also encourage you to use out Agency/Company Locator so others can locate and contact you as well. We're advertising this on Facebook, so it's possible that if your insured is looking for you they may stumble upon this site. We encourage all our members to share this information as well, so we can get the message out.

Social Media — Be sure to "like" us — "Professional Insurance Agents of Louisiana" — on Facebook. We are posting communications that are helpful to your insureds that you can easily "like" and "share" to help spread the word.

Let Us Know How We Can Help!

Again, we are asking those of you that are affected, please reach out to us… let us know your specific needs. Please don't think anything you need is too big…or too small. Don't fight crowds and wait in lines only to find out the local stores are out of what you need. Our company partners are willing to shop in areas outside this region to make sure that you get those items you need. And lean on your agency colleagues in other areas who have lived through this before and know exactly what you're going through and want to be here to help. Simply fill out this questionnaire and let us know how we can assist you!

A huge thank you to our friends at Americas Insurance Company, Bankers Insurance Group, Capital Premium Financing, National General and UPC Insurance for the supplies we have already received.

We would also like to thank the following companies who have coordinated with us to donate supplies based on your needs… Progressive, Southern States General Agency, The Republic Group, SafePoint Insurance, Lighthouse Property Insurance Corporation, State National Fire and Patriot National. We know many other companies are reaching out as well.

Here's a great article when asked how to Help Louisiana Flood Victims! — It provides some great links to many different national and local groups that are providing assistance. Find links for those out-of-state wanting to mail items, ways to help pets through the disaster as well as organizations where you can make online donations and/or drop off donations.

Office Space/Housing — If you're in need of temporary office space or housing, please let us know. We have had members offer to make some space available and I'm sure others will meet your needs as well. Call or email us at info@piaoflouisiana.com to let us know if you have this need or any other needs such as this.

Need Assistance with your Server? If your server was damaged during the flooding, Ajasent is willing to host your data for 60 days at no charge. They just need to get your latest back-up information and they will make arrangements to come get it, meet you somewhere or can ship. Check out the link to get more details. Thanks to Mark Parrish with Ajasent for this generous offer.

Upcoming PIA Events
08/30/2016 -- CPIA-1 Position for Success
(Kenner, LA)

09/07/2016 -- New Orleans Chapter Meeting

09/07/2016 -- CISR Personal Lines Misc.
(Baton Rouge, LA)

09/08/2016 -- CISR Personal Lines Misc.
(Kenner, LA)

09/13/2016 -- CISR Personal Lines Misc.
(Shreveport, LA)

09/13/2016 -- Northeast Chapter Meeting

09/14/2016 -- CISR Personal Lines Misc.
(Lafayette, LA)

09/14/2016 -- Baton Rouge Chapter Meeting

09/14/2016 -- Northwest Chapter Meeting

09/20/2016 -- Acadiana Chapter Meeting

Virtual Exhibit Hall

Check out our
Virtual Exhibit Hall

Disaster Relief Center
Click to enter our
Disaster Relief Center

FEMA Information

FEMA's 3-step process on Filing a Flood Insurance Claim

NFIP Clearinghouse Bulletin(s): w-16052
FICO Number Update — 2016 Mid-Summer Severe Storms — LA

NFIP Clearinghouse Bulletin(s): w-16053
Advance Payments Under Standard Flood Insurance Policies

NFIP Clearinghouse Bulletin(s): w-16054
Flood Response Office — FICO Number 679 — 2016 Mid-Summer Severe Storms Covington, LA

NFIP Clearinghouse Bulletin(s): w-16057
Extension of the Grace Period for Payment of National Flood Insurance Program (NFIP) Renewal Premiums

NFIP Clearinghouse Bulletin(s): w-16058
Substantially Damaged Structures

FEMA Daily Operations Brief for Monday, August 22, 2016

WYO Advanced Payments for Louisiana Claims Questions and Answers

Public Fact Sheet: Advanced Payments for Louisiana Claims

Fact Sheet: Debris Removal — Louisiana Flooding

Questions on Whether Declination of Property Insurance Coverage is Necessary for FEMA claims
We have confirmed with FEMA that for this flooding event it is not necessary for policyholders to obtain a declination from their homeowner's carrier in order to receive FEMA grant assistance or flood insurance benefits. This is clearly a flood event, and FEMA will require additional information if any damage is questionable whether it would be covered under a property insurance policy.

We know some of you are still having FEMA representatives ask for declination letters, so we have again been in contact with FEMA leadership and they assure us they will be getting out a bulletin on this issue in the next couple of days. We'll be sure to send that to you as soon as we get it.

Questions on Flooded Vehicles
Anyone who had a car damaged or destroyed by the flooding in the Parishes designated for FEMA Individual Assistance may be eligible for federal help.

Those who may be eligible include not just residents of the designated Parishes, but also those who were working or visiting those areas and had disaster-related damage to their vehicle during the tornadoes.

  • The damaged vehicle must have complied with applicable state laws regarding title, vehicle registration and insurance requirements at the time of the damage.

  • Only those who maintain at least liability insurance will be considered to receive federal disaster assistance to repair or replace their vehicle. Liability coverage is the minimum insurance requirement for Mississippi drivers. Liability insurance policies do not cover storm-related damage. Survivors who register must submit proof to FEMA that they maintain liability coverage to be considered for federal disaster assistance to repair or replace their car.

  • Survivors who have a comprehensive policy should first file a claim with their insurance company. Comprehensive policies usually pay for storm-related damage to a car. However, federal disaster assistance may help fill in the gaps for those whose comprehensive insurance coverage does not pay for any or all storm-related damage costs.

  • Homeowners and renters may be eligible to borrow up to $33,000 to repair or replace personal property, including automobiles damaged or destroyed in the disaster.

  • Keep documents. Federal disaster assistance is reimbursed to survivors only if their car had damage during the severe FLOODING. Survivors must submit an itemized document that shows damage to the car is FLOOD-related and a receipt, estimate or verifiable bill of the repair or replacement costs.
  • Survivors need to return a completed U.S. Small Business Administration disaster-loan application. After registering with FEMA, the SBA will contact many survivors concerning disaster loan applications. It’s important for survivors to submit their application.

  • FEMA grants to repair or replace a vehicle must clear the SBA disaster loan process. A survivor may receive a grant from FEMA to repair or replace their car if insurance is insufficient and they were declined for an SBA home loan. Grants do not need to be repaid.

  • Keep documents. Federal disaster assistance is reimbursed to survivors only if their car had damage during the severe FLOODING. Survivors must submit an itemized document that shows damage to the car is FLOOD-related and a receipt, estimate or verifiable bill of the repair or replacement costs.
FEMA officials advise anyone whose vehicle was damaged during the flood to register for assistance.

Register with FEMA online at DisasterAssistance.gov or by calling 800-621-FEMA (3362) or TTY 800-462-7585, or register with a smartphone or tablet at m.fema.gov.

Updated Press Releases

Federal Assistance to Louisiana Flood Survivors Tops $56 Million
The Federal Emergency Management Agency (FEMA) announced today more than $56 million dollars has been approved in federal support within the first week of the president's major disaster declaration for the State of Louisiana.

Update on FEMA and Federal Partners' Support to Disaster Recovery in Louisiana Parishes Affected by Floods
The Federal Emergency Management Agency (FEMA), federal partners' and the state of Louisiana continue to work together to support relief efforts in Louisiana, to include opening Disaster Recovery Centers (DRCs) today.

Disaster Recovery Centers Open in Two Parishes for Louisiana Survivors
Disaster recovery centers will open Sunday, August 21, in Tangipahoa and St. Helena parishes to help Louisiana flood survivors. The centers are open 8 a.m. to 6 p.m. every day until further notice.

Thanks to Our 2016 PIA Partners:

American Strategic Insurance (ASI)

Capital Premium Financing

LUBA Workers' Comp

Markel FirstComp

Prime Rate Premium Finance Corporation

Stonetrust Commercial Ins. Co.