2016 Flood Agent/Company Locator
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Former PIA Board Member Karen Bryant Quoted in
The Advocate Article: "Insurance delays anger flooded
homeowners; one calls it 'most stressful, frustrating
thing I've ever experienced'"

…The last step — getting payments to contractors — is the one tripping up homeowners, said Denham Springs insurance agent Karen Bryant, who also has struggled with her mortgage company.

A number of homeowners have complained their mortgage companies are hampering efforts to make repairs using flood insurance payments. Bryant said just about every one of her clients with flood insurance is in the same boat. "There are no happy stories," she said.

So far, little of that unhappiness has made its way to regulators in the form of complaints. Bryant said that's probably because few people know that's an option. Most people think they need an attorney, and they don't have the money or time for a court battle. Read entire story.

Last Chance to Register to this Webinar TODAY!!!!

Beginning on December 1, 2016, business owners will need to comply with the new U.S. Department of Labor rule regarding the payment of overtime to certain employees. This PIA resource document is designed to assist you.

PIA National recently partnered with HR Workplace Services to provide resources and education on the new overtime pay rule, with a specific focus on independent agents and brokers.

Register now for a free webinar TODAY, November 17, 2016 at 3 p.m. Central to hear how this new requirement affects independent agents. The webinar will provide an overview of the new rule and will take into consideration parts of the rule as they relate to the 10% of commissions being factored into the standard salary, and the definitions applicable to "outside sales." Bring your questions. HR Workplace Services will be answering participant questions at the conclusion of the webinar.

Space is limited! Register now by clicking here

Who Says Insurance Is Boring? Not Millennials

Four out of five millennials are "optimistic" or "very optimistic" that the insurance industry will evolve to attract the next generation of insurance talent, due to productivity and efficiency gains from technology adoption, according to Vertafore's second annual "Millennial Revolution" study. PIA examined the research results in an article in PIA Connection.

Upcoming PIA Events
12/02/2016 -- New Orleans Chapter Christmas Banquet and Installation

12/06/2016 -- Northeast Chapter Meeting

12/06/2016 -- North Shore Chapter Christmas Luncheon & Installation

12/07/2016 -- Northwest Chapter Meeting

12/08/2016 -- YIPs Holiday CE at the Races

12/13/2016 -- Acadiana Chapter Christmas Luncheon and Installation

12/14/2016 -- Baton Rouge Christmas Banquet

01/04/2017 -- New Orleans Chapter Meeting

01/17/2017 -- Acadiana Chapter Meeting

01/25/2017 -- 1752 Club Annual Membership Meeting @ 6:30 pm
(Baton Rouge)

Virtual Exhibit Hall

Check out our
Virtual Exhibit Hall

NAIC: Selling Health Insurance Across State Lines
An Unlikely Solution

The Affordable Care Act (ACA) includes a provision (Section 1333) to allow payers to sell insurance across state lines. The provision took effect in January and allows two or more states to enter interstate healthcare compacts. As of October, roughly 16 states have explored post-ACA legislation to create interstate healthcare compacts, according to the National Conference of State Legislatures (NCSL).

Advocates say there are potential benefits to selling insurance across state lines, such as access to lower premiums and more options. But this is not necessarily how things would play out in a market that allowed interstate health insurance sales, according to a fact sheet from the National Association of Insurance Commissioners.

The NAIC concludes that while some consumers could find cheaper plans under in-state health insurance sales proposals, payers would most likely seek regulations that allow them to cherry pick the healthiest patients.

PIA Open Letter to Carriers

PIA National will run an Open Letter to Carriers" in the December issue of the National Underwriter.

In it, PIA notes that the relationship between an independent insurance agency and its multiple carrier partners is designed to achieve mutual benefit, accomplishing together what the parties cannot alone. We offer to every carrier an open door to be a sounding board for changes they may be contemplating.

"Such communication can foster more successful results," we note. You can read an advance copy of PIA's open letter here.

Thanks to Our 2016 PIA Partners:

American Strategic Insurance (ASI)

Capital Premium Financing

LUBA Workers' Comp

Markel FirstComp

Prime Rate Premium Finance Corporation

Stonetrust Commercial Ins. Co.